Managing the insurance claim process can be challenging for homeowners. Often they not familiar with all the steps they should take once their home is damaged—other than calling their insurance company. This is not uncommon since an insurance claim should be an infrequent occurrence, and policyholders may not think about what they need to do in the event of an incident, and they may not be reviewing their policy every year to stay current with the details of their coverage.
Policyholders should try to stay informed about what to do and what not to do if a claim situation occurs. Common recommendations for typical “dos” include documenting all activities and understanding what your policy covers and does not cover to “don’ts” such as not making any permanent repairs until an adjuster has reviewed the situation and not throwing away any damaged furniture or other possessions.
Several online sites provide some interesting points to consider when dealing with an insurance claim. Consider checking out these sites:
Have you had to file a home or car claim recently? Was it a good experience or not? Let us know below.